The 10 Best Ways to Manage Your Cryptocurrency Finances


Within the last few years, the cryptocurrency industry has taken the world by storm. With its trademark borderless transactions, speed, security and privacy, it isn’t hard to imagine why more and more individuals and corporate organizations have turned to cryptocurrency as a payment solution. 

Despite having to endure several hard knocks in the form of regulatory challenges, cryptocurrency has proven to be not just a reliable source of income, but a viable payment option. However, due to the seeming gap between traditional financial systems and cryptocurrency, paying virtual currency for physical goods and services might be somewhat complicated. Thankfully, with the advent of new technology, anyone can now very easily conduct their daily financial activities in crypto. If this describes you, we’ve provided some tips to help you receive daily payments in crypto with no hassle. 

There are many different ways you can accept crypto payments, but the easiest and most common is to use a payment plugin. A payment plugin is, in simple terms, a software that authorizes and processes e-commerce payments. There are several different platforms available for processing crypto payments, and here are the ten best methods for getting paid in crypto. 


Roketo is a toolking designed specifically for Web3 businesses that value convenient interfaces of Web2. Roketo’s ultimate goal is to inspire mass adoption of crypto payments by making payroll management easy, safe and transparent. 

Roketo takes payment processing to the next level with the development of a notably impressive feature: payment streaming. This means a creator can monetize or reward a user by determining how much tokens they get per second of streaming.

Additionally, with Roketo, you can easily manage employee paydays using its time distributed transfers. 

Roketo likewise offers a treasury feature, which allows you to keep track of your expenses. In addition, you can create, and fund, virtual Visa cards for your employees, and much more. In fact, the Roketo platform allows you to move crypto, receive payments, and pay staff or other recipients at the touch of a button. Roketo allows businesses to reveal the power of web3 technology while keeping the access to payroll management they are used to.


NearPay does an excellent job of bridging the worlds of crypto and fiat currencies. It comes with a plethora of useful features, including a prepaid Visa crypto card and custodial NearPay wallet that lets you monitor spending, purchase crypto with fiat, and withdraw it to a bank account. The NearPay card converts crypto to fiat whenever you make a purchase at any merchant that accepts Visa. It also offers an on-ramp widget for business owners, meaning they can easily convert fiat payments into crypto. In essence, NearPay offers a multitude of options in both the crypto and fiat worlds.


CoinPipe provides a complete toolkit to help manage the financial health of small and medium-sized businesses where cryptocurrency is concerned. Moreover, its point-of-sale (POS) terminals enable in-person merchants to accept cryptocurrency payments seamlessly. 

Aside from receiving payments through the app, you can also store payment information and use analytics. You can track payments and send invoices from a single dashboard. Besides displaying monthly and total payments on pie charts, CoinPipe also displays the token breakdown.

You also have access to country-specific tax guides to help you avoid tax hassles, as well as the option to add more payment methods down the road. 


Zinari helps merchants and individuals receive crypto payments with features that will help integrate crypto payments whether your store is online, or physical. Zinari offers both virtual and physical crypto debit cards, tax tracking features, payment links and e-commerce plugins. They also have a point-of-sale (POS) solution, e-commerce plugins compatible with major e-commerce platforms, and an API that allows you to charge your customers on your hosted site using a payment link. 


Global payments app Flexa has been securing payments since its launch in 2019. With debit, credit, cash and crypto functionality, Flexa is an invaluable asset to any merchant. All payments made on the app are fraud-proof, with no chance of chargebacks or reversals. The app is capable of completely integrating with whatever existing payment system you already work with, and is perfectly customisable to your business. Plus, with its extended list of both fiat and cryptocurrency, customers have the freedom to pay in whatever currency they please. 


Bottlepay supports cross-border crypto and fiat payments. You can send or receive payments in pounds, euros or BTC from anywhere in Europe. Bottlepay also comes with social media functionality, and allows you to send and receive payments through Twitter.


CoinGate describes itself as a one-stop shop for traders, crypto enthusiasts, and business owners looking to pay, or get paid in cryptocurrency. CoinGate offers a wide range of services, including exchanging cryptocurrencies and other on and off-ramp services. With CoinGate, merchants can not only receive payments in crypto, but also list their own cryptocurrency of choice. Their preferred crypto will show up on every invoice they issue. Business owners can also effectively monitor their orders, issue instant bills via email, and accept payments in over 70 cryptocurrencies from more than 70 countries.


PayTabs is a payment platform for freelance merchants. It offers onboarding in real-time, which allows you to set-up and sell your products globally in a few minutes. It also comes with features that allow you to send payment invoices via email or social media channels. Additionally, these invoices could come in the form of a QR code, or a payment link. It also offers a repeat billing feature, which allows you to receive recurring payments, such as an online monthly subscription. In addition, freelance merchants can set up an online store in minutes with Paymes, PayTabs’ sister platform. 


Bitpay offers off-ramp features for merchants, with its unique ability to convert crypto to fiat, and initiate a transfer to move that money directly into your bank account. Bitpay also shields you from the characteristic volatility of the cryptocurrency market by offering you the option of fixing the exchange rate when you send out your invoice. It also offers payment buttons for your website, and is compatible with several plugins.

Accept Crypto Payments Manually

If you choose not to integrate payment plugins for any reasons you may have, you can still receive payments in crypto. All you have to do is acquire a wallet, and simply provide your wallet details to your customers. You can receive crypto payments just as easily. 

Crypto payments might prove challenging at first, but once you master them, you’ll be able to boost your business using them.

Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice. 

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